BHIM App: How to Use For Digital Payments (Full Guide)

The Indian government has recently launched Bhim App by which you can easily transfer your money using just your Android mobile phone. NPCI has developed bhim App. By sending and receiving money using this app, you can win exciting prizes under Modi’s Digi Dhan Vyapar Yojana and Lucky Grahak Yojana.

Bhim App

It’s a UPI-based app which is in the market from August. It helps you to be cashless and transfer your money digitally without any cash. But the great thing about this app is you can even transfer your money from any feature phone and without any internet access. Just dial *99# from your registered mobile number and be cashless.

How To Use Bhim App For Digital Payments? 

The process will look huge, but it’s very easy and requires only a few minutes to getting started with Bhim App. Let’s see how.

1) At first, go to this link to download Bhim App from Google Play Store.

2) The link will automatically redirect you to the Play Store.

3) Install and open the app.

4) After opening the app, it’ll tell you to select your preferred language.

5) Choose anyone from English and Hindi.

6) Click on Next > Next (2 times).

7) Now a popup will appear on your screen.

8) Allow it and click on “Let’s get started“.

9) You must have the Sim inserted in your phone which is registered with your bank account.

10) Verify your registered number for the app via OTP.

11) Now, type a four digit secure passcode.

12) Type it again for confirmation.

13) Select your Bank name.

14) Now, choose your bank account by which you want to transfer money and use with Bhim App.

Features: What Can Be Done With BHIM App?

Transfer Money: – You can send or receive money from your bank account. It also allows you to receive money from your customer without any cash. Just give your registered phone number, and your customer can send your money asap. You can also send money to other banks by just entering the IFSC and MMID code of that bank account. If you need money from someone, you can also send him/her a request for money transfer.

Balance Check: – Using Bhim app, you can also check your bank account balance in few seconds. The interface of this app is very simple and easy to use. So, you can access all the functions of this app easily in no time.

QR Code Scan: – This a special feature of this app. You can just scan a QR code and transfer money easily even without entering any details about the receiver. This way it helps you to save your time.

Language Support: – Currently the app supports both English and Hindi. Choose anyone for better understanding all the options of Bhim App.

Custom Payment Address: – It also allows you to create custom payment address in addition to your registered mobile number.

Which Indian Banks Are Supported By The BHIM App?

When UPI-based apps launched for the first time, only 21 Indian banks were supported. But after the success of UPI apps, now BHIM apps supports a lot of Banks. Here is a complete list of the Bank names. Bhim App currently supports these Indian banks. BHIM supported banks are Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank, Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank and Catholic Syrian Bank.

Frequently Asked Questions

How many time does it take to transfer money?
This app is very fast, and it can transfer money almost in no time. Just install the app on your phone, and you are free to transfer your money digitally within few seconds.

Will I have to pay extra charges for using BHIM App?
The answer is no; you don’t need to pay even a paisa to take advantage of Bhim app functions such sending or receiving money, creating custom payment address in addition to your registered mobile number, transferring money through QR code scanning, etc.

Which things I have to do to use BHIM app?
The app is currently available on both Android and IOS app store. Just go to your preferred app store and search for “Bhim App”. Install the app, and you can now easily use the app from your mobile phone anytime anywhere.

Which things I have to do with my bank account to use this app?
You just have to link your bank account with UPI which can be easily done using BHIM app itself. You can link your bank account with BHIM app within few minutes and start taking advantage of all the Bhim functions.

Other FAQs

How to setup my bank account UPI PIN with Bharat Interface Mobile App?
Very easy! Just open the app > go to Menu > Bank Accounts > set your UPI PIN up by selecting your bank account. You can also setup your UPI PIN by entering the last six digits of your ATM card with the valid thru date of your card. After that verify it by entering the one time password in the app. Remember that, the UPI PIN and MPIN are not the same things.

Does it allow only one bank account?
Yes! You’re right! For now, you can link only one bank account with it. You can add the default bank account at the time of setting up your account. But to link another bank account, navigate to Menu > choose bank accounts > select your default bank account from which you want to send or receive money from others. All the money that are transferred to you will be automatically added to your default bank account. The sender can use any option from your registered mobile phone number and your payment address according to their needs and wish.

What about the transaction limit of BHIM app?
You can transfer upto Rs 20,000 per day (24 hours). And you can send upto Rs 10,000 at a time.

Add Money, Wallet, Recharge Offers

After successful transaction through a UPI-based app, you can win Rs.1000 from Lucky Grahak Yojana and Digi Dhan Vyapaar Yojana by using your transaction id. How To Check If  You have Won Rs.1000? CLICK HERE

Currently, there are no offers. We will update all working offers here, So stay tuned with us.

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